Finding the right loan for you.  

Just because you had a bad credit problem, doesn't mean that you don't deserve flexible options with your new remortgage.

We offer remortgages (and home buyer mortgages) with both fixed or variable rate options.  

If having the security of knowing what your repayments will be (and not having to worry about interest rates increasing) a fixed rate option may be the best bet for you.  You can choose from one, two or three year fixed rates.

For some people, a variable rate is a better option.  There is more flexibility with the variable rate option - you can make extra repayments (but there's no obligation to do so), and there are no penalties if you decide to move home and pay off the mortgage, or if you swap your mortgage at a later date to a different lender.

Our mortgage consultants will be happy to discuss the options, to see which one will be best for you.

One other benefit of taking out a new mortgage, is that you can pay off your arrears, and start to repair your credit.  

Pay off your arrears, clear up any outstanding credit problems, reduce your montly repayment, and make a Fresh Start!!

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Information regarding products and services on this website is intended for residents of Ireland only.
Registered Office: 11 The Mall, Beacon Court, Sandyford, Dublin 18. Tel: 1890 44 88 44 
Registered in Ireland No 331320.
Mortgages Direct LTD t/a Mortgages Direct is regulated by the Financial Regulator
Copyright Mortgages Direct Ltd 2001 - 2008

An arrangement fee is charged on bad credit history mortgages.  We will calculate this figure & provide it in writing to you   This is only payable on successful drawdown of the mortgage.  You do not need this money upfront - it can be taken out of your mortgage advance.